Written Question·Department of Health and Social Care·UIN 1183

Health Insurance: Private Sector

Tabled: 23 July 2024

Answered: 26 July 2024

Named Day

Question

Sir Christopher Chope

To ask the Secretary of State for Health and Social Care, if he will make an assessment of the potential impact of fee setting and de-recognition procedures on the (a) cost and (b) availability of private medical insurance.

Answer

Karin Smyth

Insurers make commercial decisions about pricing and the terms of cover they offer based on their assessment of the relevant risks. This is usually informed by the insurer’s claims experience and other industry-wide statistics. The respective capabilities...

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