Written Question·Ministry of Housing, Communities and Local Government·UIN 30100

Home Insurance: Landlords

Tabled: 10 February 2025

Answered: 20 February 2025

Question

Kate Osamor

Labour (Co-op) — Edmonton and Winchmore Hill

To ask the Secretary of State for Housing, Communities and Local Government, if she will make an assessment of the potential merits of requiring landlords to hold buildings insurance for properties owned outright.

Answer

Matthew Pennycook

The government has no plans to require landlords to hold buildings insurance for properties owned outright. Building owners are responsible for ensuring that buildings have appropriate buildings insurance in place.