Written Question·Treasury·UIN 107114

Individual Savings Accounts

Tabled: 20 January 2026
Answered: 26 January 2026
Named Day

Question

Dr Caroline Johnson

ConservativeSleaford and North Hykeham

To ask the Chancellor of the Exchequer, what assessment her Department has made of the potential impact of recent and proposed changes to ISAs on the complexity of the savings landscape and household saving behaviour.

Answer

Lucy Rigby
This is about making people’s savings work harder for them and for the economy. The UK has the lowest level of retail investment in the G7, with fewer than 1 in 10 people owning shares compared to 1 in 5 back in 1990. In Sweden, that figure rises to 2 in ...

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