Written Question·Treasury·UIN 109140

Individual Savings Accounts

Tabled: 28 January 2026
Answered: 4 February 2026
Named Day

Question

Sir James Cleverly

Conservative — Braintree

To ask the Chancellor of the Exchequer, whether (a) her Department and (b) HMRC has undertaken research on the reasons for why savers withdraw money from Lifetime ISAs and incur withdrawal charges.

Answer

Lucy Rigby
At Autumn Budget 25 the government announced that it will publish a consultation in early 2026 on the implementation of a new, simpler ISA product to support first time buyers to buy a home. Once available, this new product will be offered in place of the...
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