Written Question·Treasury·UIN 116776

Individual Savings Accounts

Tabled: 2 March 2026

Answered: 5 March 2026

Named Day

Question

Jim McMahon

Labour (Co-op) — Oldham West, Chadderton and Royton

To ask the Chancellor of the Exchequer, what steps her Department is taking to prevent the use of Stocks and Shares ISAs to circumvent revised Cash ISA limits due to be introduced in April 2027.

Answer

Lucy Rigby

ISA reform forms part of our strategy to support people into the higher returns that investing can provide. Rules will be introduced to avoid circumvention of the lower limit for cash ISAs where an individual is under the age of 65. The industry is being ...

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