Written Question·Treasury·UIN 116778

Individual Savings Accounts

Tabled: 2 March 2026
Answered: 5 March 2026
Named Day

Question

Jim McMahon

Labour (Co-op)Oldham West, Chadderton and Royton

To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of reforms to Cash ISAs on (a) the balance sheets of building societies and (b) mortgage (i) availability and (ii) pricing.

Answer

Lucy Rigby
ISA reform forms part of our strategy to support people into the higher returns that investing can provide. Rules will be introduced to avoid circumvention of the lower limit for cash ISAs where an individual is under the age of 65. The industry is being ...

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