Written Question·Treasury·UIN 190742

Interest Rates

Tabled: 21 June 2023
Answered: 26 June 2023
Named Day

Question

Mr Tanmanjeet Singh Dhesi

Labour — Slough

To ask the Chancellor of the Exchequer, what assessment he has made of the impact of relative changes in banks rates on (a) mortgages and loans and (b) savings.

Answer

Andrew Griffith
The Government does not set mortgage or interest rates. The Bank Rate - which is one factor that lenders use to set mortgage and retail interest rates - is set by the Monetary Policy Committee (MPC) of the Bank of England, which is independent of Governme...
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