Written Question·Treasury·UIN 105770

Lendy: Insolvency

Tabled: 14 January 2026
Answered: 21 January 2026

Question

Afzal Khan

LabourManchester Rusholme

To ask the Chancellor of the Exchequer, what assessment she has made of the adequacy of the Financial Conduct Authority’s supervision and regulation of Lendy Ltd prior to its collapse.

Answer

Lucy Rigby
The Financial Conduct Authority (FCA) assumed responsibility for the peer to peer lending sector in 2014. In 2016, the FCA launched a post-implementation review into the peer to peer and crowdfunding sector, leading to a consultation on updated rules for ...

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