Written Question·Treasury·UIN 77836

Life Insurance

Tabled: 16 September 2025
Answered: 13 October 2025

Question

Perran Moon

LabourCamborne and Redruth

To ask the Chancellor of the Exchequer, what regulatory safeguards are in place to protect consumers from excessive premium increases following the transfer of life insurance policy liabilities.

Answer

Lucy Rigby
Insurers make commercial decisions about the pricing of insurance policies following an assessment of the relevant risks. However, the Government expects that insurers deliver good outcomes to consumers and firms are required to do so under Financial Cond...

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