Written Question·Treasury·UIN 96908

Mortgage Guarantee Scheme: First Time Buyers

Tabled: 3 December 2025

Answered: 8 December 2025

Question

James McMurdock

Independent — South Basildon and East Thurrock

To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of the Mortgage Guarantee Scheme on the number of first-time buyers.

Answer

Lucy Rigby

95% loan-to-value mortgage products can be beneficial for first-time buyers who may struggle to raise larger deposits, and the Mortgage Guarantee Scheme aims to support this segment of the UK mortgage market.The new Mortgage Guarantee Scheme recently laun...

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