Written Question·Treasury·UIN 96910

Mortgage Guarantee Scheme: First Time Buyers

Tabled: 3 December 2025

Answered: 8 December 2025

Question

James McMurdock

Independent — South Basildon and East Thurrock

To ask the Chancellor of the Exchequer, whether she collects data on the number and proportion of first-time buyers using the Mortgage Guarantee Scheme.

Answer

Lucy Rigby

95% loan-to-value mortgage products can be beneficial for first-time buyers who may struggle to raise larger deposits, and the Mortgage Guarantee Scheme aims to support this segment of the UK mortgage market.The new Mortgage Guarantee Scheme recently laun...

ⓘ

This is an extract from the Parliament API. Search the full answer on Parliament.uk (UIN 96910) →