Written Question·Treasury·UIN 52017

Mortgages: Competition

Tabled: 13 May 2025
Answered: 19 May 2025

Question

Lisa Smart

Liberal DemocratHazel Grove

To ask the Chancellor of the Exchequer, what steps her Department is taking to support people in switching to more affordable mortgage products.

Answer

Emma Reynolds
According to the Financial Conduct Authority (FCA), the vast majority of borrowers switch within 6 months of the end of an introductory deal. However, the Government understands the challenges facing mortgage borrowers that struggle to switch to new loans...

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