Written Question·Department for Energy Security and Net Zero·UIN 15382

Mortgages: Energy Performance Certificates

Tabled: 20 November 2024

Answered: 29 November 2024

Question

Andrew Cooper

To ask the Secretary of State for Energy Security and Net Zero, if he will make an assessment of the potential merits of requiring mortgage providers to reflect the EPC rating of properties in their mortgage rate offers to consumers.

Answer

Miatta Fahnbulleh

The pricing of mortgages is a commercial decision for lenders. Currently the market provides a range of products such as green mortgages that can offer reduced rates or cashback for borrowers where certain conditions are met. Any borrower seeking one of t...

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