Written Question·Treasury·UIN 73505

Mortgages: Ground Rent

Tabled: 29 August 2025
Answered: 4 September 2025

Question

Mr Andrew Snowden

Conservative — Fylde

To ask the Chancellor of the Exchequer, what recent assessment she has made of the potential impact of the level of ground rents on mortgage lending decisions.

Answer

Emma Reynolds
The pricing and availability of mortgages, including how ground rents factor into mortgage applications, is a commercial decision for lenders in which the Government does not intervene. More widely, the Government remains firmly committed to its manifesto...
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