Written Question·Treasury·UIN 73505
Mortgages: Ground Rent
Tabled: 29 August 2025
Answered: 4 September 2025
Question
Mr Andrew Snowden
Conservative — Fylde
To ask the Chancellor of the Exchequer, what recent assessment she has made of the potential impact of the level of ground rents on mortgage lending decisions.
Answer
Emma ReynoldsThe pricing and availability of mortgages, including how ground rents factor into mortgage applications, is a commercial decision for lenders in which the Government does not intervene. More widely, the Government remains firmly committed to its manifesto...
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