Written Question·Treasury·UIN 89360
Mortgages: Individual Savings Accounts
Tabled: 10 November 2025
Answered: 17 November 2025
Question
Alex Ballinger
Labour — Halesowen
To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of reducing the maximum amount that can be added to a cash ISA on mortgage rates.
Answer
Lucy RigbyThe pricing of mortgages is a commercial decision for lenders in which the Government does not intervene. However, mortgage rates are influenced by a range of factors, including Base Rate, which has been cut five times since this Government came to power....
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