Written Question·Treasury·UIN 24348

Mortgages: Regulation

Tabled: 15 January 2025
Answered: 22 January 2025

Question

Mr Luke Charters

LabourYork Outer

To ask the Chancellor of the Exchequer, what assessment she has made of the potential merits of reforming mortgage regulation.

Answer

Emma Reynolds
The Financial Conduct Authority (FCA), who are operationally independent of Government, are responsible for the regulation and conduct of financial services and markets, including the residential mortgage market. In 2014, the FCA put in place new regulati...

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