Written Question·Treasury·UIN 91220

Mortgages: Regulation

Tabled: 14 November 2025
Answered: 24 November 2025

Question

Martin Wrigley

Liberal DemocratNewton Abbot

To ask the Chancellor of the Exchequer, if she will make an assessment of the potential impact of the Financial Conduct Authority regulations on commercial mortgages.

Answer

Lucy Rigby
Unlike residential mortgages, commercial mortgages are not typically regulated by the Financial Conduct Authority.

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