Written Question·Treasury·UIN 63433

Motor Insurance

Tabled: 27 June 2025
Answered: 7 July 2025

Question

Victoria Collins

Liberal DemocratHarpenden and Berkhamsted

To ask the Chancellor of the Exchequer, what assessment her Department has made of the effectiveness of the Financial Conduct Authority's powers in preventing insurers from applying excessive premium increases to non-fault claimants.

Answer

Emma Reynolds
Insurers make commercial decisions about pricing and the terms of cover they offer based on their assessment of the relevant risks. This is usually informed by the insurer’s claims experience and other industry-wide statistics. However, the Government is ...

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