Written Question·Treasury·UIN 96600

Motor Insurance

Tabled: 3 December 2025
Answered: 8 December 2025
Named Day

Question

Gareth Thomas

Labour (Co-op)Harrow West

To ask the Chancellor of the Exchequer, whether she will bring forward plans to make car insurance more affordable in general and particularly for those living in areas of deprivation.

Answer

Lucy Rigby
Insurers make commercial decisions about pricing and the terms of cover they offer based on their assessment on the likelihood of a claim being made and the cost of those claims. The government does not generally intervene in these pricing decisions by in...

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