Written Question·Treasury·UIN 105661

Motor Insurance

Tabled: 14 January 2026
Answered: 21 January 2026

Question

Andrew Rosindell

Reform UKRomford

To ask the Chancellor of the Exchequer, if she will make it her department’s policy to introduce a mandatory excess reimbursement for innocent parties in motor vehicle accidents.

Answer

Lucy Rigby
Insurers make commercial decisions about pricing and the terms of cover, they offer, including no claims discounts, based on their assessment of the relevant risks. The government does not generally intervene in these decisions by insurance companies and ...

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