Written Question·Treasury·UIN 105661
Motor Insurance
Tabled: 14 January 2026
Answered: 21 January 2026
Question
Andrew Rosindell
Reform UK — Romford
To ask the Chancellor of the Exchequer, if she will make it her department’s policy to introduce a mandatory excess reimbursement for innocent parties in motor vehicle accidents.
Answer
Lucy RigbyInsurers make commercial decisions about pricing and the terms of cover, they offer, including no claims discounts, based on their assessment of the relevant risks. The government does not generally intervene in these decisions by insurance companies and ...
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