Written Question·Department for Transport·UIN 102943

Motor Insurance: Fees and Charges

Tabled: 5 January 2026
Answered: 13 January 2026

Question

Pippa Heylings

Liberal DemocratSouth Cambridgeshire

To ask the Secretary of State for Transport, whether she is taking to protect motorists from facing increased motor insurance premiums following a non-fault road traffic accident.

Answer

Lilian Greenwood
Motor insurers are responsible for setting the terms and conditions of the policies that they offer and decide the level of risk that they take in issuing any policy to a given applicant. Drivers need to declare incidents that they are involved in, regard...

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