Written Question·Department for Transport·UIN 55874

Motor Insurance: Young People

Tabled: 30 May 2025
Answered: 9 June 2025

Question

Andrew Cooper

LabourMid Cheshire

To ask the Secretary of State for Transport, what steps she is taking to help reduce the cost of car insurance for drivers aged between 17 and 25.

Answer

Lilian Greenwood
The setting of premiums is a commercial decision for insurers based on their underwriting experience. Age and experience are factors that insurers use to price policies and there is evidence to suggest that younger drivers and those with less experience c...

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