Written Question·Department for Transport·UIN 91131

Motor Vehicles: Insurance

Tabled: 14 November 2025
Answered: 18 November 2025

Question

Jim McMahon

Labour (Co-op)Oldham West, Chadderton and Royton

To ask the Secretary of State for Transport, what assessment her Department has made of the affordability of motor insurance in areas of higher deprivation.

Answer

Lilian Greenwood

The Government is committed to tackle the high costs of motor insurance. The cross-Government motor insurance taskforce, launched in October 2024, is comprised of ministers from relevant government departments and the Financial Conduct Authority and Competition and Markets Authority. The taskforce is supported by a separate stakeholder panel of industry experts representing the insurance, motor, and consumer sector.

This taskforce has a strategic remit to set the direction for UK Government policy, identifying short- and long-term actions for departments that may contribute to stabilising or reducing premiums.

The taskforce’s final report is expected to be published shortly.