Written Question·Ministry of Housing, Communities and Local Government·UIN 88652

Planning Permission: Mortgages

Tabled: 10 November 2025
Answered: 21 November 2025

Question

Sir James Cleverly

Conservative — Braintree

To ask the Secretary of State for Housing, Communities and Local Government, what assessment his Department has made of the potential impact of mortgage in possession clauses in planning applications on (a) housebuilding and (b) other development.

Answer

Matthew Pennycook
My Department has not undertaken a specific assessment of the impact of mortgage in possession clauses in planning applications. It is for local planning authorities to consider whether otherwise unacceptable development could be made acceptable through t...
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