Written Question·Ministry of Housing, Communities and Local Government·UIN 76385

Property Development: Insolvency

Tabled: 10 September 2025
Answered: 24 September 2025

Question

Mr Andrew Snowden

Conservative — Fylde

To ask the Secretary of State for Housing, Communities and Local Government, what protections are in place for homeowners facing (a) legal and (b) financial hardship due to the insolvency of housing developers.

Answer

Matthew Pennycook
Most new build homes are issued with a 10-year new-build warranty which may protect homeowners against builder insolvency leading to failure in completing the build. Some warranties cover the buyer’s deposit in the event the buyer has exchanged contracts ...
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