Written Question·Treasury·UIN 103012

Property Transfer: Bank Services

Tabled: 5 January 2026

Answered: 12 January 2026

Question

Charlie Dewhirst

Conservative — Bridlington and The Wolds

To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of fragmented payment processes in property transactions on levels of fraud risk.

Answer

Lucy Rigby

The Government regularly engages with lenders and regulators to discuss the housing market, including lenders’ mortgage lending practices which support property transactions. The Ministry of Housing, Communities and Local Government is currently consultin...

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