Written Question·Department for Transport·UIN 72100

Road Traffic Offences: Motor Insurance

Tabled: 29 August 2025

Answered: 8 September 2025

Question

Ben Obese-Jecty

To ask the Secretary of State for Transport, what steps her Department is taking to prevent the exploitation of trade insurance policies by motorists to allow otherwise uninsured drivers to drive any vehicle on that policy.

Answer

Simon Lightwood

All drivers must be insured to drive the vehicle they are using and for the purpose it is used for.The Government takes uninsured driving seriously. Police forces work closely with the Motor Insurers’ Bureau (MIB) to tackle this. This is achieved through ...

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