Written Question·Department for Business and Trade·UIN 52449

Small Businesses: Loans

Tabled: 14 May 2025
Answered: 2 June 2025

Question

Callum Anderson

Labour — Buckingham and Bletchley

To ask the Secretary of State for Business and Trade, whether his Department has made an assessment of trends in the level of tiered lending rate structures in SME finance products offered by UK-regulated banks since 2022.

Answer

Gareth Thomas
Tiered interest rates relate to retail deposits and personal loans, not commercial finance. Bank of England data shows that interest rates on lending by banks to UK SMEs are as follows:In March 2025, effective interest rates for new SME loans were 6.75%In...
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