Written Question·Treasury·UIN 75115

Stream: Loans

Tabled: 4 September 2025
Answered: 11 September 2025

Question

Liz Jarvis

Liberal DemocratEastleigh

To ask the Chancellor of the Exchequer, what assessment her Department has made of the potential risks associated with loans offered through the app Wagestream to employees on low incomes.

Answer

Lucy Rigby
As a consumer credit firm regulated by the Financial Conduct Authority (FCA), Wagestream must follow the FCA’s detailed rules on affordability checks. FCA rules mean that firms should only lend to consumers who can afford repayments and this should be bas...

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