Written Question·Department for Education·UIN 79123

Students: Loans

Tabled: 10 October 2025
Answered: 20 October 2025

Question

Mr Andrew Snowden

Conservative — Fylde

To ask the Secretary of State for Education, what assessment her Department has made of the potential impact of student loan interest rates on the total repayment amount for graduates earning below the repayment threshold.

Answer

Josh MacAlister
Student loans are subject to interest so that those who can afford to do so contribute to the full cost of their degree.Interest rates on student loans do not affect monthly repayments made by borrowers. Regulated repayments are linked to income not to in...
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