Written Question·Department for Education·UIN 102294

Students: Loans

Tabled: 2 January 2026

Answered: 20 January 2026

Question

David Chadwick

Liberal Democrat — Brecon, Radnor and Cwm Tawe

To ask the Secretary of State for Education, what estimate she has made of the number of Plan 2 student loan borrowers who will repay at the higher interest threshold as a result of the freeze to the Plan 2 repayment threshold.

Answer

Josh MacAlister

Freezing the Plan 2 repayment and interest rate thresholds for English borrowers means the upper threshold, used for calculating the variable portion of Plan 2 interest rates, will be lower than previously projected. This means more borrowers will be char...

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