Written Question·Department for Education·UIN 111591

Students: Loans

Tabled: 6 February 2026
Answered: 16 February 2026

Question

James McMurdock

Independent — South Basildon and East Thurrock

To ask the Secretary of State for Education, what assessment her Department has made of the potential impact of student loan repayments on graduates’ ability to meet basic living costs in South Basildon and East Thurrock constituency.

Answer

Josh MacAlister
The department does not hold data specific to South Basildon and East Thurrock.Unlike commercial loans, student loan repayments are linked to income, not to the amount borrowed or interest applied. Borrowers only start repaying their student loan once ear...
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