Written Question·Department for Education·UIN 111508

Students: Loans

Tabled: 6 February 2026
Answered: 18 February 2026

Question

Perran Moon

LabourCamborne and Redruth

To ask the Secretary of State for Education, what hardship protections are available to student loan borrowers experiencing financial pressure, and what assessment the Department has made of the potential impact of the absence of interest freezes or repay

Answer

Josh MacAlister
The student finance system is designed to function differently to a commercial loan. Borrowers are protected if they see a reduction in their income for any reason. Weekly or monthly student loan repayment amounts are based on a borrower’s monthly or week...

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