Written Question·Department for Education·UIN 112383
Students: Loans
Tabled: 10 February 2026
Answered: 23 February 2026
Question
Mr Andrew Snowden
Conservative — Fylde
To ask the Secretary of State for Education, what assessment has been made of the potential impact of student loan interest accrual on (a) disabled graduates and (b) graduates with long-term health conditions during periods of illness and reduced working
Answer
Josh MacAlisterInterest accrues on loan balances until the loan has been repaid in full or cancelled, but interest rates do not impact monthly repayments made by borrowers.Borrowers on Plan 5 student loans only accrue interest at Retail Price Index (RPI), currently 3.2%...
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