Written Question·Department for Education·UIN 113321

Students: Loans

Tabled: 12 February 2026
Answered: 26 March 2026

Question

Vikki Slade

Liberal DemocratMid Dorset and North Poole

To ask the Secretary of State for Education, whether she has made an assessment with Cabinet colleagues of the potential impact of interest rates on student loans on graduates’ likelihood of becoming home owners.

Answer

Josh MacAlister
Interest rates do not impact monthly repayments made by student loan borrowers as repayments are linked to income, not to the amount borrowed or interest applied. If a borrower is earning above the repayment threshold, repayments are made at a constant ra...

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