Written Question·Department for Education·UIN 113967

Students: Loans

Tabled: 20 February 2026
Answered: 3 March 2026

Question

Luke Taylor

Liberal DemocratSutton and Cheam

To ask the Secretary of State for Education, what assessment she has made of the potential impact of student loan interest rates and repayment threshold freezes on (a) women, (b) disabled graduates and (c) graduates from lower socio-economic backgrounds.

Answer

Josh MacAlister
Interest accrues on loan balances until the loan has been repaid in full or cancelled, but interest rates do not impact monthly repayments made by borrowers.Borrowers on Plan 5 student loans only accrue interest at Retail Price Index (RPI) (currently 3.2%...

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