Written Question·Department for Education·UIN 113975

Students: Loans

Tabled: 20 February 2026
Answered: 3 March 2026

Question

Liz Jarvis

Liberal DemocratEastleigh

To ask the Secretary of State for Education, what assessment she has made of the potential impact of the student loan repayment system, including interest accrual, on borrowers who take extended periods out of the labour market due to caring responsibilit

Answer

Josh MacAlister
Interest accrues on loan balances until the loan has been repaid in full or cancelled, but interest rates do not impact monthly repayments made by borrowers.Borrowers on Plan 5 student loans only accrue interest at Retail Price Index (RPI) (currently 3.2%...

This is an extract from the Parliament API. Search the full answer on Parliament.uk (UIN 113975) →