Written Question·Department for Education·UIN 115929

Students: Loans

Tabled: 25 February 2026
Answered: 27 March 2026
Named Day

Question

David Reed

ConservativeExmouth and Exeter East

To ask the Secretary of State for Education, what assessment she has made of the adequacy of the interest charged on Plan 2 student loans for meeting the Government’s cost of (a) borrowing to finance those loans and (b) estimated write-offs.

Answer

Josh MacAlister
The estimated write offs are reflected in the Resource and Accounting Budget (RAB) charge, the government subsidy anticipated on student loans issued in any particular financial year. The RAB charge is forecast at 32% of total full-time plan 2 loans issue...

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