Written Question·Department for Education·UIN 122024

Students: Loans

Tabled: 18 March 2026
Answered: 30 March 2026

Question

Iqbal Mohamed

IndependentDewsbury and Batley

To ask the Secretary of State for Education, what assessment she has made of the potential impact of Plan 2 student loan interest rates on borrowers, particularly in relation to (a) long-term debt balances and (b) the ability of borrowers to (i) access mo

Answer

Josh MacAlister
The size of outstanding student loans does not prevent access to a mortgage, and student loan balances do not appear on borrower credit records, therefore the total size of a student’s debt is not considered in a mortgage application.Monthly student loan ...

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