Written Question·Department for Work and Pensions·UIN 46426

Universal Credit: Individual Savings Accounts

Tabled: 17 April 2025
Answered: 23 April 2025

Question

Dr Scott Arthur

LabourEdinburgh South West

To ask the Secretary of State for Work and Pensions, whether she has considered exempting Lifetime ISAs from Universal Credit capital rules.

Answer

Sir Stephen Timms
There are no plans to change the way savings held in a Lifetime ISA are treated in the assessment of Universal Credit. It is appropriate that means tested benefits, including Universal Credit, take all forms of savings into account. This includes investme...

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