Rebecca Paul

I will in a moment. Such a reform could begin by addressing the unacceptable lack of transparency around the student loan system. The public have a right to know how the system is operating, who is borrowing, who is repaying, and where there may be a risk of fraud or misuse. I understand that a paper on this very subject, compiled by the IFS and commissioned by the last Government, remains unpublished, despite efforts to obtain it via freedom of information requests. I hope the Minister will explain why that is the case, and will understand that transparency builds trust, while withholding data only fuels suspicion. On a related theme, questions have rightly been asked about the eligibility criteria for student loans, particularly for non-UK nationals and EU citizens with settled status. It is surprising to many that, even several years after Brexit, more than 180,000 individuals were granted settled status in the first six months under this Government. That figure deserves scrutiny, and it is legitimate to query the implications for access to taxpayer-funded support for accessing higher education. It has been widely reported that the Student Loans Company is now accepting a mere certificate of application for settled status in order to approve loans. If that is the case, I urge Ministers to review that policy as a matter of urgency. We must ensure that eligibility checks are robust and that the system is not open to exploitation.