Lord Carlile of Berriew (CB)

My Lords, it is a great pleasure to follow the noble Baroness, Lady Dacres. She was absolutely right to remind us that the Bill is not an esoteric subject, nor is it part of some kind of sophisticated

My Lords, I speak with diffidence on this matter, as I am not an expert on consumer credit. I have been involved in many cases over the years when consumers have been dissatisfied with the consumer cr

My Lords, it is a privilege to speak in a debate with those who have such deep understanding of financial services and markets, including a Minister with transformational business experience, which we

My Lords, most children who appear before the criminal courts display evidence of serious educational needs and an alarming number of those children show signs of florid psychiatric illness. In the su

My Lords, will the Minister tell the House what the Government propose to do to restore the legitimate expectation of those who obtain gender recognition certificates? Section 9 of the 2004 Act says t

My Lords, can my noble kinswoman the Minister confirm that the Government reject the miserably pessimistic and defeatist view of the youth justice system expressed by the noble and learned Lord, Lord