Lord Dodds of Duncairn

That is precisely my point. I do not argue with the need to uprate them, for the reasons that the Minister has set out, but why has it taken so long? Why has it been 21 years since there was any chang

My Lords, I will speak briefly on these statutory instruments, which I welcome broadly for the reasons that my noble friend Lord Weir and the noble Baroness, Lady Ritchie, outlined. I have a couple of

My Lords, I am grateful to all those who took part in the debate, especially those who have indicated support for my regret amendment. One noble Baroness questioned what is achieved by these debates a

My Lords, I thank the Minister for introducing the regulations. Once again, we are debating regulations which may appear on the surface to be technical and limited in scope, but, as we know, such regu

My Lords, I welcome the Minister’s reply, as well as the Government’s Access to Banking Services review and the powers they have committed to taking through the Financial Services and Markets Bill. Ev

My Lords, I beg leave to ask the Question standing in my name on the Order Paper. In so doing, I am sure the whole House will want to join me in wishing Garter King of Arms, this being his last Introd