Steve Darling

Steve Darling

Liberal Democrat — Torbay

Speaking in the House of Commons on 21 January 2026

Debate

National Insurance Contributions (Employer Pensions Contributions) Bill

Contribution

The Minister will recall our many happy hours together in Committee on the Pension Schemes Bill. One of the issues that the Liberal Democrats raised was the need for an MOT for people as they approach pension age, to see how their pension is going and test its adequacy. Does the Minister accept that putting these stark restrictions in place will significantly restrict the ability of somebody who realises that they are running out of time to make additional contributions to their pension to get to a better place? Would he consider extra flexibility, so that people could perhaps use 10-year allowances in three years?

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