Lord Jamieson (Con)

My Lords, Amendment 91 would require a residential landlord to be a member of the landlord redress scheme only if their tenant does not already have access to redress through a letting agent who is a member of another approved independent scheme. The purpose of this amendment is to avoid duplication, prevent unnecessary regulatory burden, and ensure that the system remains proportionate and clear. Clarity and efficiency in regulation are not just desirable, they are essential for both compliance and effective enforcement. In Committee, the Minister said: “We take seriously the noble Baroness’s concerns about duplication. Careful consideration will be given, during the implementation process, as to how the PRS landlord ombudsman service will interact with the agent redress provision”.—[Official Report, 14/5/25; col. 2211.] We fully agree that tenants should have a clear and accessible route to redress, but that route must be simple, coherent and proportionate. A system that is overly complicated by parallel and potentially overlapping redress obligations could hinder rather than help. For example, if a landlord were a member of two redress schemes, which one should the tenant apply to—or both? How would liability be determined and does this not risk delay and confusion as lawyers from both redress schemes seek to argue it out? This amendment seeks not to water down tenants’ rights but to ensure that those rights are delivered through a streamlined, efficient system that works in practice for tenants, landlords and agents alike. Clarity here is important. I hope that the Minister agrees. I beg to move.