Lord Carlile of Berriew

I am grateful to the noble Lord for his reply. He is aware, and the House will be aware, that collective actions give consumers the power to pursue legal actions for which they cannot obtain legal aid

My Lords, I beg leave to ask the Question standing in my name on the Order Paper and I declare the interest of having some professional involvement in collective actions.

My Lords, it is always a pleasure to follow the noble Baroness’s enlivening contributions to our debates. May she go on boasting. Rightly, the Bill aims to ensure that the public service treats the pu

My Lords, it is a great pleasure to follow the noble Baroness, Lady Dacres. She was absolutely right to remind us that the Bill is not an esoteric subject, nor is it part of some kind of sophisticated

My Lords, I speak with diffidence on this matter, as I am not an expert on consumer credit. I have been involved in many cases over the years when consumers have been dissatisfied with the consumer cr

My Lords, it is a privilege to speak in a debate with those who have such deep understanding of financial services and markets, including a Minister with transformational business experience, which we