Baroness Stedman-Scott (Con)

My Lords, I was speaking to a young man just yesterday who has done everything he has been encouraged to do. He has studied well and he has worked and saved in order to put a deposit down on a house. He has been helped by people who have been fortunate enough to make some money to be able to help him. He had just moved into his first flat in London, and he could not be happier. Yesterday, he was called into his boss to be told there would be a period of consultation because of the Government’s introduction of various taxes and penalties on employers trying to employ people. He is now in a very difficult and despondent position. We talk about impact assessments for pension contributions. Has the Minister any idea of the impact on people’s lives when they have done everything right and now find themselves in the most vulnerable position? This may not be completely focused on the amendments that have been laid today, but the principle is the same. The Government are creating anxiety. The whole thing is making people wonder what the point of trying to better their lives is. I ask the Minister to think again. If we want a country that is robust, where people feel that everything is to gain, this is not the way to go about it.